Новости за 15.04.2024

Retail inventories climbed in February after being flat the prior month. According to the Commerce Department’s Monthly Retail Trade and Food Services report released Monday (April 15), inventories rose 0.6% month over month to $808.7 billion. The news follows last week’s release showing U.S. wholesale inventories climbing 0.5% in February compared with January. Both increases were in […]

Satago and mmob have partnered to make it easier for lenders and corporates to add embedded finance capabilities. This partnership will enable these businesses to use the integration capabilities of mmob, a universal application programming interface (API) adaptor, to embed Satago’s Invoice Finance and Cash Flow solutions, the companies said in a Friday (April 12) […]

Despite news about a slight surge in retail sales, PYMNTS Intelligence has found many U.S. consumers have good reason to be concerned about their economic footing.  According to PYMNTS Intelligence’s recent edition of “New Reality Check: The Paycheck-to-Paycheck Report: Why One-Third of High Earners Live Paycheck to Paycheck,” six in 10 consumers say they live from one […]

As brands see their ad spending across traditional digital media channels doesn’t go as far as it once did, eCommerce merchants are seizing on the opportunity to open up new revenue streams with the launch of retail media networks. Take Wolt, the Helsinki-based, DoorDash-owned multinational on-demand delivery aggregator operating in 27 countries. In an interview […]

The United Kingdom has reportedly begun to draft regulations to govern artificial intelligence (AI). Policy officials are in the early stages of drafting legislation, but the government is unlikely to introduce a bill until late 2024 or early 2025, after an AI conference that will be hosted by France, Bloomberg reported Monday (April 15). A […]

Cigo says it wants to help an increasingly cashless society tip delivery drivers. To that end, the software company announced Monday (April 15) that it had added a digital tipping feature to Cigo Tracker, its logistic software application for last-mile delivery. “Ridesharing and restaurant industries have facilitated in-app electronic gratuities,” the company said in a news release. “Yet […]

It’s a big world, but ongoing cross-border payments advances are helping make it smaller.  That’s because, with the recent news that HighRadius has launched a B2B payments platform designed to improve payment processes across more than 100 payment methods globally, innovative solutions for cross-border payments are top of mind for ambitious enterprises looking to expand their reach and market […]

Compliance company Sovos has enhanced its Sovos Partner Network program to make it easier for partners to access new opportunities in technology, revenue and marketing. The program centers on the Sovos Compliance Cloud, which is a platform for tax compliance and regulatory reporting, the firm said in a Monday (April 15) press release. “The Sovos […]

Federal authorities are warning banks against the rising threat of passport card fraud. The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) and the Department of State’s Diplomatic Security Service (DSS) issued a notice to financial institutions Monday (April 15), urging them to be on the lookout for suspicious activity related to the use of counterfeit passport cards. “Since […]

In today’s digitized operating environment, a business is only as good as its cyber defenses. And with Change Healthcare reportedly facing a new ransomware attack following an earlier massive breach in February, while Roku disclosed to its customers Friday (April 12) that 591,000 accounts were impacted by two separate cyberattacks, securing their cyber perimeters and locking down […]

OpenAI has tapped the former president of Amazon Web Services’ Japan operations to lead its push into that country. Tadao Nagasaki’s appointment, announced Monday (April 15), comes as the artificial intelligence (AI) firm is opening an office in Tokyo and releasing a custom version of its GPT-4 for Japanese speakers.  “We want to build a track record through repeated dialogue with […]

The Bank of England is studying the use of new technologies to enhance both retail and wholesale payments functionality. While the central bank has been focused on establishing regulatory regimes for the use of stablecoins for retail payments, “we are increasingly complementing that work with a focus on how we can best support innovation both in wholesale […]

Goldman Sachs posted earnings on Monday (April 15) that illuminated a continued focus on Wall Street activities, while the firm continues to exit consumer-related banking activities. During the conference call with analysts, CEO David Solomon said that capital markets related activity has been robust as “CEOs need to make strategic decisions for their firms, companies […]

The British government is reportedly readying legislation for stablecoins and crypto staking, exchange and custody.  “We are now working at pace to deliver the legislation to put our final proposals for our regime in place,” said Economic Secretary Bim Afolami, whose comments Monday (April 15) at the Innovate Finance Global Summit were reported by CoinDesk.  “Once it goes […]

Paystand has brought full payments integration to Microsoft Dynamics 365 Business Central. The B2B receivables, payables and payments network will also support Microsoft’s Dynamics NAV, Dynamics GP, Dynamics AX and Dynamics 365 Finance, Paystand said in a Monday (April 15) press release. With this integration, chief financial officers (CFOs) using Business Central can leverage Paystand’s […]

As merchants look to set their offerings apart to win shoppers’ loyalty, personalization is key. That means more than just using artificial intelligence (AI) to calculate the right targeted promotion — consumers are looking for emotional connection.  Personalization is becoming table stakes for retailers. The PYMNTS Intelligence report “Personalized Offers Are Powerful — But Too […]

Retail sales accelerated in March from February’s gains — indicating that, generally speaking, consumer spending still can overcome the pressures of inflation. But the data show some puts and takes in terms of just where those resilient consumers are spending their dollars — and where they are not, at least headed into the warmer spring […]

Lloyds Bank Business & Commercial Banking has appointed Linda Weston to the newly created position of head of commercial cards, effective in June. Weston will join the bank with 25 years of experience in the cards and payments industry, including roles at Barclaycard Payments, J.P. Morgan and RBS, Lloyds Bank said in a press release […]

British digital bank Zopa is profitable and getting closer to going public.  But CEO Jaidev Janardana told the Financial Times (FT) Monday (April 15) that while the company was ready for an initial public offering (IPO), the London markets might feel differently. “I’d be surprised if there are U.K. FinTech IPOs this year,” he said. According to the report, Janardana […]

Concerns about inflation and the potential for another interest rate hike are only increasing the fierce levels of uncertainty corporate CFOs must now navigate — and that uncertainty comes at a high cost. And, as PYMNTS Intelligence found in completing its “2024 Certainty Project Report,” the smaller the company, the greater the cost of uncertainty. […]

As on-demand delivery firms look for new revenue streams to boost profitability, Gopuff has unveiled a new B2B offering for direct-to-consumer (D2C) delivery. The quick-commerce company announced Monday (April 15) via emailed press release the launch of Powered by Gopuff, a logistics and technology offering for brands to offer on-demand delivery to shoppers on their D2C apps […]

A Revolut investor reportedly believes the FinTech’s value has climbed 45% since last year. An investment trust overseen by Schroders has upped its stake in the British company, from 7.88 million pounds ($9.75 million) as of Dec. 31, from 5.44 million pounds ($6.75 million) a year earlier, Bloomberg News reported Monday (April 15). The Bloomberg report notes that while Schroders’ stake […]

California’s landmark privacy legislation, the California Consumer Privacy Act (CCPA), which grants consumers the legal authority to instruct businesses not to sell their data, has entered a new phase of enforcement. Spearheaded by the California Privacy Protection Agency (CPPA), the nation’s first dedicated privacy regulator, this recent development underscores the stringent nature of the law […]

There are 69 million consumers in the U.S. who are between the ages of 12 and 27. They are described as the first digitally-native generation — a generation that has lived with mobile phones and apps for most of their lives. The iPhone was introduced 17 years ago when the oldest of this cohort, known […]

Apple’s reign as the world’s top smartphone maker was short-lived. The iPhone maker supplanted Samsung late last year as the number-one seller of the devices, though Samsung regained the crown during this year’s first quarter, according to a report Sunday (April 14) by IDC. That report shows Apple’s iPhone shipments declining and points to a […]