Новости за 13.05.2024

All-in-one home equity lines of credit (HELOCs) combine your credit line with your checking account—and sometimes even your mortgage—into one product. A key advantage is the ability to automatically transfer excess funds from your checking account to your HELOC balance for a faster payoff.  You don’t necessarily need an all-in-one HELOC to do that, though. […]

If your FICO score is between 740 and 850, give yourself a pat on the back: You have excellent credit. This tells lenders you manage your money—and your debts—responsibly. Because you’re deemed a more reliable borrower, lenders will let you borrow more for less. You’ll enjoy higher loan limits, lower interest rates, and even more […]

Many seniors use reverse mortgages to get extra money for retirement and living expenses. You usually repay the loan when you die, move out, or fail to keep up with home maintenance, taxes, and insurance. But what happens to your reverse mortgage if you need to move into a nursing home?  Below, we’ll discuss how […]