LLOYDS Bank’s online banking app goes down, leaving hundreds of customers unable to view their transactions.
Over 580 people have complained about the issue, according to Down Detector, a website that monitors outages.
Some 75% of people have reported issues with online banking, while a further 23% said they were struggling with their mobile banking app.
Frustrated customers have taken to X (formerly Twitter) to share how they were being affected by the outage.
One customer said: “I think you need to look at your new app, it doesn’t work very well, shows no transactions in all mode and appears to have emptied one of my accounts!”
Another said: “What on earth have you done to online baking transactions
“How do I find the transactions that used to show daily?”
“Unable to log into the app this morning, get a message saying there’ a problem try again.
“There’s nothing to try again. As soon as open the app it gives the message,” said a third customer.
A fourth said, “I’ve logged in via the website now, but my account shows no transactions of any kind.
“You clearly have major problems with the app and online banking.”
We’ve contacted Lloyds Bank to ask when it expects the issue to be resolved.
It’s understood that any regular bill and card payments in-store and online remain unaffected by the glitch.
Lloyds Bank is a subsidiary of the Lloyds Banking Group, which owns sister brands Halifax and Bank of Scotland.
The banking giant described itself as the UK’s largest digital bank and serves roughly 27million customers.
Like other high street banks, Lloyds Bank offers a wide range of financial products and services, including current accounts, credit cards, personal loans and mortgages.
However, it’s not the only bank to have seen service disruption in recent months.
NatWest’s banking app went down last week, leaving thousands of customers unable to transfer money.
Meanwhile, millions of HSBC, Virgin Money, Lloyds Bank, Barclays and Nationwide customers were last left unable to access their accounts or make payments due to a major IT glitch in June.
THERE are a few different ways to find out if your bank is experiencing an outage.
Senior consumer reporter Olivia Marshall explains how you can check.
If you’re trying to send money to someone, or you just want to check if you have enough cash for a coffee, finding your online banking is down can be a real pain.
Most banks have a dedicated news page on their website to show service problems, including internet banking, mobile apps, ATMs, debit cards and credit cards.
You can also check on any future work they have planned and what it might mean for you.
Plus, you can check websites such as Down Detector, which will tell you whether other people are experiencing problems with a particular company online.
Banks don’t have to pay out compensation to customers if there has been a drop in service, unlike how telecoms companies have to.
But if you have incurred costs as a result of service issues, it’s likely you could get your money back.
For example, if a bill payment didn’t go through as a result of an outage and you’ve been charged a fee for missing it, you should be able to claim that money back.
If your credit rating has been affected by a service outage, because you got a late payment fee after being unable to make a transaction, for example, you should also keep a record of this.
If you spoke to anyone to try and resolve the problem, make a note of their name and when you spoke to them, as well as roughly what you discussed and what they advised you to do.
You can find out more details about how to complain on the bank’s website.
It is worth gathering evidence of your problems so you can make a formal complaint to the bank directly.
If you’re unhappy with how the bank dealt with your problem, you can contact the free Financial Ombudsman Service (FOS).
It is an independent body that will consider the evidence you present and make a fair decision about the action a bank should take.
The FOS can usually get involved 15 days after you’ve raised concerns with the bank.
In the case of an IT system outage at a bank, the FOS says any compensation depends on your circumstances and whether you lost out as a result.
If it thinks you did, it has the power to tell the bank to reimburse any fees, charges, or fines you were hit with, for example, if you were unable to make a payment on a credit card bill or to your mortgage provider.
It could also tell a bank to pay you for any money you didn’t receive, such as interest, if you weren’t able to pay money in.
If your credit score was affected, it may tell the bank to correct your credit file.
The FOS might also tell the bank to reimburse you for any extra costs you had to make, such as phone calls or trips to your local branch, as well as a payment for any inconvenience it caused.
Do you have a money problem that needs sorting? Get in touch by emailing money-sm@news.co.uk.
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