EXPERTS always advise holidaymakers to take out travel insurance before a trip away.
But ahead of Brexit, one Sun reader wanted to know whether there are any travel insurance policies that would protect her travel plans even in the event of a No Deal.
Q: “I want to book a city break to Paris for April but I am worried that there could be problems with the Brexit crisis still not resolved.
“Can I get any insurance that will protect me should there be delays or other problems?
“And is my EHIC card still going to be valid if I fall ill or have an accident?”
A: With the country no closer to agreeing a Brexit deal, travellers are understandably concerned.
French Eurostar customs employees are working to rule as they demand more staff and higher pay to cope with the extra work that will come if the UK leaves the EU. It has led to train cancellations and queues of up to five hours to check in.
Right now, there seems to be just one insurance provider that has specifically tailored a policy add-on to cover any problems if we leave the EU without a deal.
Cover For You’s Brexit trip disruption cover can be added to any of their new or existing travel insurance policies.
Cover starts from £1.50 for a weekend trip up to £5.75 for a family of four travelling worldwide.
The cover for Brexit-related travel disruption will include unused travel, accommodation and other pre-paid charges as a result of public transport delays or cancellation, strikes, industrial action and other problems.
All their policies also have a zero excess. You can find out more at coverforyou.com
If you already have an annual policy with another insurer, contact them to check exactly what they will cover should their be disruption.
If we leave the EU without a deal, EHIC cards will not be valid in Europe.
If a deal is struck, we will continue to be part of the EU for a transition period up to December 2020, and the cards will still be valid.
However, it is always essential to get good travel insurance that includes medical treatment and repatriation.
If you do need to be repatriated after an accident abroad, the costs could be hundreds of thousands of pounds and the EHIC card doesn’t always offer completely free care, depending on where you are travelling in the EU.
For the best peace of mind, get travel insurance from the moment you book your trip.
Are travel troubles leaving you low? In our Travel Challenge column, we aim to solve your problems.
Send your holiday hang-ups to travelchallenge@thesun.co.uk.
If you’re looking for a cheap week away, why not book a holiday with Jet2?
The holiday provider has seven night all-inclusive deals from just £255.
Brits can also opt for a staycation, or a no-fly holiday to Europe.
