Health insurers disallowed claims worth Rs 15,100 crore, or 12.9% of total claims in 2023-24, paying Rs 83,493.17 crore of the Rs 1.17 lakh crore claimed. General and standalone health insurers settled 82.46% of 3.26 crore claims, while collecting Rs 1,07,681 crore in premiums, covering 57 crore lives.