Singh is assessing equity and debt investments solely on the basis of the returns he has earned in his brief investment history over the past couple of years. He is expecting similar returns from both asset classes. While return levels are crucial in investment decisions, Singh must also consider the benefits of debt in his portfolio.
Public Provident Fund is a popular long-term savings scheme offering tax benefits and attractive interest rates. Here’s how nominees or legal heirs can claim a PPF account on the death of the subscriber.
CAGR is the average annualised rate at which an investment’s value changes over a period of time.
"A credit card is the most expensive piece of plastic in the world. You are charged 40% interest if you don’t pay on time. You would think it’s fine to pay 5% minimum due balance, but they still charge an interest on the outstanding amount. One should avoid treating credit cards like money in pocket," says Satish Mehta, Founder, Athena CredXpert.
Equity-based mutual funds are an asset class meant for years and decades. On that scale, the movement of one day will not matter much. Even if you convince yourself that it does, you can hardly have enough cash to invest in a day to make an actual difference in your life. The urge to catch the bottom or top tick of the market is understandable, but often proves futile in practice.
Market volatility and inflation can pose serious risks to the investments set aside for your child's education. It's important to consider strategies to safeguard these funds against potential financial downturns and rising costs.
Hospitality startup Oyo is raising around Rs 1,000 crore from family offices and investors. The fundraise aims to value Oyo at about $2.5 billion, marking a significant decrease from its peak valuation of $9 billion in 2021.
The government plans to introduce a deep tech startup policy with a fund of funds for companies in the sector. An umbrella framework will guide state governments and startups. The policy will focus on research, development, innovation, intellectual property, and funding access for deep tech startups.
Phishing attacks have become more sophisticated, with cybercrooks using social engineering to impersonate top corporate executives and trick employees into sending money. Fraudsters are also using artificial intelligence, launching bot-based attacks, and studying social media profiles to craft convincing mails. Akshay Garkel from Grant Thornton Bharat highlighted the need for improved security awareness levels to combat cyber attacks effectively. Educational institutes like IIMs have also faced impersonation scams... Читать дальше...
India needs to transition towards a three-tier rate structure in goods and services tax over time, according to Confederation of Indian Industry president Sanjiv Puri. Puri suggests creating a GST Council-like structure for pushing reforms, some of which are in states' domain. India's economy is doing well in a stressed global environment due to policy instruments deployed by the government over the past years.
The Department for Promotion of Industry and Internal Trade (DPIIT) in India is planning to focus on easing early-stage funding for startups, reducing compliance burdens, and reducing logistics costs as part of its 100-day action plan. The plan includes a policy for deep-tech startups, reforms for ease of doing business, and a public-private partnership model of governance.
Kimiko, played by Karen Fukuhara in The Boys, is mute due to trauma from witnessing her parents' murder. Her silence is a central aspect of her character, with therapy sessions hinting at a potential change in Season 4.
From Software confirmed the release time for Elden Ring's Shadow of the Erdtree DLC. It will be available on June 21, with different times for console and PC players. Pre-loading starts 48 hours prior.
'Delicious in Dungeon' has been renewed for a second season after a successful first season on Netflix. Created by Studio Trigger, the anime adapts the ongoing fantasy cooking manga series. Official channels confirmed the renewal, and fans can expect more episodes as production is now underway.
'Trolls Band Together,' the third installment in the Trolls franchise, follows Poppy and Branch on a mission to reunite Branch's former boy band and rescue his kidnapped brother, Floyd. It streams on Netflix US from July 2024.
