Insurance companies are adapting their products to meet the needs of the growing number of Indian students studying abroad. This year, 1.33 million Indians are pursuing higher studies overseas. Increased geopolitical risks and healthcare costs have led insurers like HDFC Ergo, Tata AIG, and ICICI Lombard to offer customized and comprehensive insurance plans. Flexible policies now cover medical expenses, accommodation, and return travel costs, aiming to rival university policies often at a lower cost.
