When applying for a new credit card from Chase, the bank will check your credit report and credit scores to evaluate your creditworthiness. Credit reports include a variety of information about you, including how much you owe to any lenders, what your monthly payments are and your payment history with each account.The credit bureaus (Equifax, Experian and TransUnion) calculate your credit score each month based on the account information they receive from banks and other lenders. However, while many credit card issuers may rely on one particular credit bureau to make their lending decisions, Chase may use a different credit report depending on where you live. Learn more about which credit bureau Chase uses when making lending decisions, why it matters and what information Chase reports to the bureaus.Which credit bureau does Chase use?Chase may pull reports from one or more of the three major credit bureaus to make its credit decisions. Typically, this results in a hard inquiry on your...
