ShoreOne Insurance was created to address the failure of most insurance carriers to provide flood coverage. To get flood insurance, homeowners may have to separately purchase the policy through the National Flood Insurance Program (NFIP) or other private providers. ShoreOne is now offering a combined home insurance and flood policy to homeowners, which will make it easier for policyholders to manage their insurance needs in one place. With this policy, homeowners will have one deductible that applies to claims on both policies. This becomes very handy, particularly for flood-exposed coastal homeowners.However, the company does not provide more specifics on its website regarding home and flood coverage, but we can expect it to offer the basic coverage that generally comes standard with these policies.ShoreOne also has limited state coverage, which leaves most states with flood concerns out of coverage. In addition, ShoreOne is still a new business in the market, and we couldn’t find man...
