Mobile Banking Cardless Cash Use Cardless Cash in the St.George App to get cash without your card at any St.George, Bank of Melbourne, BankSA, Westpac or select Westpac Group partner ATM. How it Works Why use it? Get the App Help How it Works Why use it? Get the App Help What is cardless cash? Cardless Cash is a Mobile Banking service that allows you to withdraw cash from an ATM without using your card. With Cardless Cash, you can simply generate a 6-digit cash code in our Mobile Banking App and use it to withdraw cash at any St.George, Bank of Melbourne, BankSA, Westpac or select Westpac Group partner ATMs. Find your nearest ATM. How it works Step 1. Open theSt.George App and tap 'Cardless Cash' on the home screen. Complete the one time set up by accepting T&Cs and complete the Secure Code SMS Authentication. Step 2. Then select an eligible transaction account to withdraw money from, the amount and select 'get cash code'. Step 3. Find your nearest ATM, select Cardless withdrawal and e...