HDFC Bank's successful merger with HDFC Limited has brought significant benefits, as discussed by Atanu Chakraborty in a shareholder address. Within a year, seamless integration has led to expanded home loan offerings in semi-urban and rural areas and established robust risk management and compliance. Both HDFC Bank and the Indian economy showed resilience amidst global uncertainties and inflation, backed by timely RBI interventions and sound policies. Adjusting to evolving liquidity, India’s GDP grew 8.2% last year, with a 7.2% projection for the current year.
