Key Takeaways You can earn up to 5.35% APY with today’s top CDs.Experts anticipate rate cuts later this year, so the sooner you lock in a great APY, the higher your earning potential could be.In addition to a great rate, the best CDs offer guaranteed returns, low risk and federal deposit insurance.Certificate of deposit rates remain high following the Federal Reserve’s latest rate pause last week. But with the possibility of rate cuts later this year, now’s the time to secure a great rate and protect your earnings. Today’s top CDs have annual percentage yields, or APYs, up 5.35%. But experts anticipate the Fed will start lowering rates in the second half of 2024, so the sooner you lock in one of these APYs, the greater your earning potential could be. Your rate is locked in when you open a CD, so your returns will be guaranteed regardless of what the Fed decides next.Experts recommend comparing rates before opening a CD account to get the best APY possible. Enter your information below...
