Consider these 4 guidelines to help you on your retirement journey. Fidelity Viewpoints Key takeaways Aim to save 15% of your pre-tax pay (including any employer match) each year you are still working, with the goal of saving enough to replace at least 45% of your pre-retirement income.The age you stop working can have a big impact on your Social Security benefit. Delaying claiming can increase your monthly benefit and give more time for your retirement savings to grow.To make your retirement savings last, try to limit withdrawals to 4% to 5% of your initial retirement savings, and increase that amount based on inflation. Everyone's road to retirement is personal, with twists and turns that are unique to their situation. Yet most of us grapple with the same, sometimes elusive, questions, usually starting with "How much money do I need to retire?" Of course, no one knows the precise answers to these questions because you don't know what life—or the markets—will bring. Still, you need to...
