Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. Cashier’s checks are official checks that a bank or credit union guarantees, often for a fee. As with personal checks, you can use cashier’s checks to pay bills, make purchases or pay other debts owed. But there are situations when it’s better to use a cashier’s check to send or receive payments. This is generally because cashier’s checks can offer more security than personal checks.But what is a cashier’s check and how does it work? And where can you get a cashier’s check? This guide breaks down the basics of cashier’s checks, how they work and when you may want to use one in lieu of other payment methods.What Is a Cashier’s Check?Typically, when you write a personal check to a business or individual, the funds to pay it are drawn from your checking account. A cashier’s check is an official check drawn against a bank or credit union’s account. That...
