Key TakeawaysThe best savings and CD rates are usually offered by small to medium-sized banks and credit unions, while large banks often pay much less.But if you feel more comfortable with a big-name institution, these 14 large U.S. banks are offering savings account and CD rates in the 4.00% to 5.15% range.If you're willing to consider smaller institutions, you can earn even more. Our daily rankings of the best high-yield savings accounts and best CD rates provide dozens of options paying up to 5.55%.Think a big bank is safer? Think again. FDIC and NCUA insurance provides identical protection of your deposits, no matter the size of the institution. The full article follows below this list of offers from our partners. Whatever Size Bank You Want, Rule No. 1 Is to Shop Around The highest-paying savings accounts and certificates of deposit (CDs) are typically offered by small to medium-sized banks and credit unions. These institutions with names you may not recognize have to work harder...
