HomeBankingBanking IRAsSecure Savings For Your FutureWith a banking IRA you get:The ability to grow your savings with no annual feeBecause banking IRAs are offered through Citibank, they're FDIC insuredOpening a banking IRA Just download and mail in the application below, visit a branch or call us at 1-800-695-5911 to open a new banking IRA with Citibank. See Citibank IRA RatesDownload ApplicationOpens in new window Already have an IRA with Citibank? Sign on to make a contributionHow banking IRAs workStep 1: Choose your productWith an IRA with Citibank, you can choose from two types of deposit accounts: Insured Money Market Accounts or Certificates of Deposit (CDs). Both are FDIC-insured and have no monthly fee.Step 2: Choose your IRA typeWhether you opt for a Traditional IRA or a Roth IRA, you'll get potential tax advantages to help you generate greater returns.Step 3: Start funding your accountOpen your account with an initial contribution. You can add funds any time up to the annual...