THOUSANDS of drivers could miss out on compensation for damage caused by storm Isha.
The Met Office has issued an amber weather warning as the country is pelted with rain and 90mph winds.
And if motorists don’t act fast they might find themselves paying a fortune for any damage to their car caused by the severe weather conditions.
Experts at Quotezone say that only drivers who have fully comprehensive car insurance will be covered in the event of storm damage.
It means those with cheaper third-party policies are unlikely to receive any funds in the event of a natural disaster.
Although fully comprehensive drivers will be covered for freak damage caused by the storm, driving through floods will not be looked on favourably, according to the express.
Greg Wilson, Founder of Quotezone.co.uk, urged road users to take precautions to avoid being caught out by the extreme conditions.
He explained: “Motorists who have taken out third-party only or third-party, fire and theft insurance wouldn’t be covered for any storm damage to their vehicles – only fully-comprehensive policyholders are likely to be protected in those cases.
It comes as the Met Office issues urgent tips for drivers to keep safe when driving in the storm.
An X video post by the Met Office reads: “As well as strong winds #StormIsha will bring heavy rain for many.
“This could lead to difficult driving conditions this evening and travel disruption during Monday morning’s rush hour Here’s some advice from @TheRAC_UK and @NationalHways.”
Tip one is to use dipped headlights if visibility is “seriously reduced” – this is generally to be considered when visibility is restricted to 100 metres or less.
Using dipped headlights helps avoid dazzling other road users when driving at night.
Tip two is to “increase your gap by at least four seconds from the moving traffic in front.”
This is because as it takes longer for your car to stop in wet weather and so you need more time to react to any sudden changes in speed or direction.
Tip three is “Gusts of wind can unsettle vehicles – grip your steering wheel firmly with both hands.”
This is so drivers won’t be caught of guard if a sudden strong gust tries to push them off course.
Concerns of a tornado are looming with the country being blanketed by “unusual” danger-to-life warnings.
The weather service warned coastal areas should continue to expect stormy conditions overnight and into Monday morning.
Capel Curig, in Eryri, Wales, had strong blasts of 90mph hit the area this afternoon.
A spokesperson for the Met Office told The Sun: “Capel Curig, in Eryri, is a very exposed site that is notorious for having strong winds.
“The wind funnels into that area.
“It did get a gust of wind at 90mph at 3 o’clock this afternoon.”
