Martin Lewis has shared the ‘easiest trick’ on how shoppers can get £15 a month for free.
The money saving expert said shoppers should ‘maximise cashback’ through top cards to help get through the expensive festive period.
He said: ‘By far the easiest is the debit card from chase. It’s an app and gives you one per cent “speedy cashback” up to £15 per month.’
He added it was the ‘top card for overseas spending too’.
The American Express Platinum everyday credit card was also mentioned if shoppers are spending larger amounts.
It offers five per cent cashback for the first three months, which drops onto one per cent afterwards with a maximum of £100.
‘If you’re making a big purchase, you might as well use that one,’ Mr Lewis said.
The cashback is paid after one year, as long as you have spent £3,000.
‘Of course you have to pay it in full, otherwise you’ll pay 31% annual percentage rate,’ he said.
Mr Lewis also mentioned cashback websites also pay the consumer for goods.
But he warned it was better to look for the items you want first, and then see if you can get money back through the sites.
Other options include getting money back through Airtime Rewards on mobile.
This watches your bank account to monitor your spending, giving cashback at certain stores.
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