THE postcodes where drivers have the most points on their licence have been revealed – is yours on the list?
Motorists have been breaking the rules across England, Scotland and Wales, with one region seeing more than one in ten drivers who live there having three or more points.
The data has been obtained from the Driver and Vehicle Licencing Agency by car leasing comparison site, LeaseLoco – who exclusively shared the findings with This is Money.
Repeat offenders run the risk of driving up their car insurance costs – or even having their license revoked completely.
Official records show that a total of 2,781,954 drivers across England, Scotland and Wales currently have at least three points on their driving licences for motoring offences.
And those in Halifax are the worst offenders, with 10,947 drivers recorded as having three or more points currently, according to figures published in September.
This is a whopping 10.7 per cent out of 102,350 licensed motorists who live there.
Near-by Bradford (10.6 per cent) and Leeds (10.2 per cent) have the next highest number of car drivers with at least three penalty points on their licence as a percentage of total motorists.
However, Birmingham has the most drivers in total penalised for motoring offences in a single postcode at 78,004.
LeaseLoco also flags that more than 20,000 of Birmingham’s drivers with marks on the licence are in fact multiple offenders with at least six points currently.
A motorist can be disqualified from driving if they build up 12 or more points within a period of three years.
They could also see a ban after accumulating six or more points within the first two years of passing their test.
By far the most common offence is speeding – especially when caught out on a public road.
Official records show that a total of 2,781,954 drivers across England, Scotland and Wales currently have at least three points on their driving licences for motoring offences, according to figures published in September.
The Halifax postcode (HF) has the highest proportion, with 10,947 drivers recorded as having three or more points currently, out of 102,350 licensed motorists who live there.
John Wilmot, chief executive of LeaseLoco said: “Almost three million motorists in England, Scotland and Wales have at least three penalty points on their driving licences, with a large number of these fines incurred for speeding.
“Motorists need to remember that endorsements stay on your licence for between four and eleven years, depending on the offence committed.
“Having points on your licence will almost certainly lead to a higher insurance premium as insurers consider the risk factors associated with a given customer when calculating the premiums.
“And at a time when millions of people are already struggling with the cost of living, higher car insurance premiums will sting more than ever.
“With car insurance premiums already significantly higher than 12 months ago, and not likely to fall any time soon, committing a motoring offence isn’t just a danger to other road users, it is likely to significantly hurt you in the pocket too.”
