The government wants lenders to use DBUs to push its latest schemes, including PM Vishwakarma, where it offers collateral-free loans at concessional rates to artisans and craftsmen. "The Reserve Bank of India has also asked banks to submit feedback on DBUs. We will be working together with all stakeholders to further push the use of DBUs in digital financial inclusion," said an official aware of the developments, adding that there are almost 100 DBUs functioning all across the country.
