Consumer tip: Prevent federal student loan debt relief scams

You may have already heard that eligible federal student loan borrowers can get a full or partial discharge of loans up to $20,000; however, beware of scammers by following these few tips. Most importantly, apply at StudentAid.gov/DebtRelief and not through third parties. The application is online in English and Spanish. There is no cost to apply. Beware of anyone who attempts to charge you to apply.

You will be required to provide basic personally identifying information, such as your name, date of birth, Social Security number and contact information, but you will not be required to upload or attach any documents. You will also not be required to provide any financial information, such as your bank account or credit card information. The application is due no later than Dec. 31, 2023 and takes approximately five minutes.