The latest Altron Fintech Household Financial Resilience Index (Afhri) is returning to growth, indicating that there has been good recovery in most key economic sectors since the third quarter of 2020, the height of the Covid-19 pandemic. The fourth-quarter Afhri, compiled by economist Dr Roelof Botha on a quarterly basis on behalf of Altron FinTech, shows a consistent improvement in the ratio of household income to debt costs – an improvement of 23.3% over the past two years – and the recovery of household disposable income since the fourth quarter of 2021, with a 2.7% gain.
