How to Switch Phone Carriers Without Early Termination Fees

Early termination fees for smartphones are a thing of the past with phone installment plans. AT&T was the last of the four major carriers to end two-year contracts for smartphones, and you'll face early termination fees if you are still stuck on a two-year contract. You'll still have to pay off the rest of your device before you switch or turn it back in, however.

But how do you actually swap cell phone carriers? How do you take advantage of the current cash incentives? And is it possible for new customers to stick with their old phone? We've put together ...