Hilton Honors American Express Surpass review: If you want Hilton perks with a low annual fee, this is the card for you

Hilton

• The Hilton Honors American Express Surpass® Card is a top hotel credit card that comes with a big welcome bonus, an excellent earning structure, and several lucrative perks.
• You can use Hilton Honors points for hotel stays, as well as other types of travel, shopping and dining and more. However, you'll get more bang for your buck if you cash in your points for free stays with the Hilton brand.
• This card is a smart option to consider if you want to earn Hilton points without having to pay an outrageous annual fee. If you want greater perks, however, it may be worth considering the Hilton Honors American Express Aspire Card instead.
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Hilton hotels boast over 5,700 locations in more than 113 countries and territories worldwide, which is part of the reason Hilton Honors is a smart program to earn points in. Once you begin earning rewards, you can redeem them for stays in myriad properties ranging from Hampton Inns to Waldorf Astoria Hotels.

While you can earn Hilton Honors points with paid hotel stays, you can fast-track your earnings by signing up for a co-branded Hilton credit card. The Hilton Honors American Express Surpass card is a popular option because it comes with a huge welcome bonus and a reasonable annual fee of $95. If you're thinking about diving into Hilton Honors and considering this credit card, keep reading to learn more.See the rest of the story at Business Insider

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