MANY of us are not putting enough away for a rainy day. One in three has less than £1,500 squirreled away, while 15 per cent have no savings at all, according to a study by comparison site finder.com.
But using an app could be the key to speedy money-saving. Hopefully these ideas can put you on the track to financial ’appiness . . .
SUBSCRIPTION SAVING: The average person wastes £640 a year on unwanted subscriptions, recent figures show. The Free Trial Surfing feature on the DoNotPay app works by automatically cancelling your subscription once your free trial comes to an end, thanks to an algorithm.
The app is currently only available for iPhone users, but there are plans to launch an Android and web version in the future too, so it might be worth keeping an eye on. Another simple way to do it is to use your phone’s calendar app and set alerts for the end of trial day, I do this a lot.
SUPER SAVING: One of the new features if you get a Monzo card (and the app) is the clever “rounding up” system. When you’re spending money, it rounds the price up to the nearest pound and puts the remainder in a separate “rainy day” pot. For example, if I bought something for £1.70, it would make the spend £2 and put 30p in my fund. I built up £12 just this week.
SMART SAVING: The apps Plum and Chip both work by reading your account spending then working out a percentage to “steal” and save for you. It takes the hassle out of organising new direct debits, too. Plum lets you invest your saving as well. But always read the small print first.
SNAP SAVING: Upload shop receipts via Huyu or take surveys to earn stars — 500 give you £5. It is quick to snap a receipt pic. And don’t forget . . . the Sun Savers app! It will save you even more dosh every month. Simply enter your Sun Savers code (from the bottom of this page) every day and you will receive a free £5 for every 28 codes collected. If you get cracking now, you will have saved £10 in your Sun Savers wallet by Christmas. Easy.
BOOTS has up to 50 per cent off L’Oreal products, so its Wrinkle Decrease Night Cream is £6.75. Was £13.50.
SAVE: £6.75
GET three coffee pod boxes for £10 at Asda. I like the Oreo Hot Chocolate pods.
SAVE: up to £3.47
CAROLE McKENNA, from Clackmannan, near Alloa, says: “I’m saving up my Sun Savers fivers to take my disabled grandchild to Disneyland Paris.”
LITTLE one on the way? Aldi’s Fox Moses Basket is only £29.99 and looks just like Wayfair’s £59.99 one.
SAVE: £30
MARTIN LOVELL, from Stoke-on-Trent, Staffs, says: “Don’t buy spectacle wipes. Wash glasses in soapy suds before doing the dishes.”
KEEP your family healthy by stocking up on five bags of Iceland’s £1 frozen veg for £4 including peas and carrots.
SAVE: £1
SIGN up to Prezzo’s newsletter to get 30 per cent off food.
Find out more at offers. prezzorestaurants.co.uk.
CLIMB aboard Sun Superdays’ latest offer for two free tickets to The Bear Grylls Adventure, worth up to £80.
Experience the world’s most demanding rock faces, at the NEC in Birmingham, with more than 20 terrains and routes to choose from. Get harnessed up for an indoor climbing experience like no other.
Just like the mountains, the routes at The Bear Grylls Adventure change all the time.
There are terrains, courses and levels to test you, whatever your ability.
Alternatively, why not tackle Europe’s tallest free-roam High Ropes course or test your bow and arrow skills at Archery? With your FREE tickets you can choose from THREE activities: High Ropes, Climb and Archery. Plus, get unlimited access to the Assault Course on the day of your visit.
To get your free tickets, download the Sun Savers app or sign up at sunsavers.co.uk. Go to the “Offers” section and click “Start Collecting” on the “Superdays – The Bear Grylls Adventure” page.
Next, collect NINE Sun Savers codes from those printed daily in the paper until October 22. Today’s Sun Savers code is on Page 20 of the print edition.
Lastly, enter your NINE Sun Savers codes on the app or website to unlock booking. Not a Sun Savers member? Join today. It takes just a minute.
GET two FREE tickets to The Bear Grylls Adventure worth up to £80 with Sun Superdays.
Enter NINE Sun Savers codes. Get today’s code in your paper.
JOIN thousands of readers taking part in the new Sun Savers Raffle.
Every Sun Savers code you enter will earn you a ticket for our £50k monthly Raffle. And for every ten tickets you collect in a calendar month, you get a GOLDEN TICKET for our £80k Raffle, which takes place every three months.
There is no limit to how many tickets you can collect. So the more you enter, the better your chances.
To take part go to sunsavers.co.uk or open the Sun Savers app. Then opt in to each month’s Raffle by clicking “Yes!” when prompted and start collecting the Sun Savers codes printed daily in the paper.
Every time you scan or enter a code into Sun Savers, you get a Raffle ticket in the £50k Raffle.
Not yet a Sun Savers member? Just go to sunsavers.co.uk or find “Sun Savers” in the app store to get started.
YOU can get FREE cash with super Sun Savers just for buying your favourite paper.
Our brilliant new rewards club will pay back our most loyal readers.
Just pick up the paper each day to collect your Sun Savers codes and we will GIVE YOU £5 when you have collected 28.
This isn’t a one-off and there is no limit to how much cash you can save.
For every 28 codes you enter, we will give you a fiver. So over the course of a year, that could add up to £65.
We are keeping it super-simple. You don’t have to enter codes from consecutive days, so don’t worry if you forget a day or two.
Download our easy Sun Savers app and quickly scan your code using your smartphone. Or go online and enter your code at sunsavers.co.uk.
To get you on your way, join today and we will put a bonus £1 in your Sun Savers wallet tomorrow. And the good news doesn’t stop with free cash.
With Sun Savers, we give you the best hacks, deals and tips to save money every single day.
TO JOIN: Don’t worry, folks — joining takes just 30 seconds, in three steps.
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