A representative of America's Credit Unions takes issue with a recent article suggesting that credit union commercial lending is excessively risky.
Native plant known as low maintenance, long-blooming, butterfly friendly
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by Ugochinyere I. Nwagbara, Khumbulani W. Hlongwana, Sylvester C. Chima
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by Ceria Halim, Miranda Howen, Athirah Amirah Nabilah binti Fitrisubroto, Timotius Pratama, Indah Ramadhani Harahap, Lacman Jaya Ganesh, Andre Marolop Pangihutan Siahaan
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by Saim Ahmed, Ahmad Taher Azar, Haoping Wang
For nonlinear systems subjected to external disturbances, an adaptive terminal sliding mode control (TSM) approach with fixed-time convergence is presented in this paper. The introduction of the fixed-time TSM with the sliding surface and the new Lemma of fixed-time stability are the main topics of discussion. The suggested approach demonstrates quick convergence, smooth and non-singular control input, and stability within a fixed time. Existing... Читать дальше...
by Alex C. Ferris, Richard O. J. H. Stutt, David S. Godding, Ibrahim Umar Mohammed, Chukwuemeka K. Nkere, Angela O. Eni, Justin S. Pita, Christopher A. Gilligan
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by Fei Meng, Weiyan Sheng, Muhammad Waqas Akbar
This paper examines the long-term and short-run causative relationship among environmental sustainability, energy efficiency, renewable energy and carbon emissions from all over sources (coal, oil and fossil fuels) and sector wise division (heat and power, transportation, residential, manufacturing and other sectors. The empirical evidence presented in this study is derived from a balanced panel dataset spanning the annual periods from 2000 to 2021. Читать дальше...
by Luan Oliveira da Silva, Maria Carolina Bueno da Silva, Guilherme Alberto Sousa Ribeiro, Thiago Fellipe Ortiz de Camargo, Paulo Victor dos Santos, Giovanna de Souza Mendes, Joselisa Peres Queiroz de Paiva, Anderson da Silva Soares, Márcio Rodrigues da Cunha Reis, Rafael Maffei Loureiro, Wesley Pacheco Calixto
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by Sara Spear, Ed Little, Alan Tapp, Clive Nancarrow, Yvette Morey, Stella Warren, Julia Verne
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by Jenny Älmqvist Nae, Anastasia Nyström, Francesca Luccini, Måns Magnusson, Eva Ekvall Hansson
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by Beth Murray-Davis, Lindsay N. Grenier, Jenifer Li, Anne M. Malott, Cristina A. Mattison, Carol Cameron, Eileen K. Hutton, Elizabeth K. Darling
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by Ziyun Ruan, Peng Du, Yanan Jiao
Lithium has broad applications in several emerging industries and fields, including high energy batteries, energy storage, aerospace, and controlled nuclear reactions. Currently, the discrepancy between the supply and demand for lithium resources increases, and its distribution is uneven. Within the framework of the "Belt and Road" Initiative, the lithium trade pattern evolves constantly. However, the trade pattern of lithium in the nations along the "Belt... Читать дальше...
by Tao Guo, Tianxin Li, Zhanyong Qi
This study examined the relationships among vocational students’ perceptions of school service quality, their learning satisfaction, and their conceptions of vocational education in Chinese secondary vocational schools. Using a quantitative approach, data were collected from 10,721 students through multistage sampling. Perceived school service quality was assessed using the five-factor SERVPERF instrument, learning satisfaction was measured with the one-factor SSwLA scale... Читать дальше...
by Fredrik A. Nilsen, Henning Bang, Espen Røysamb
Self-control is important for mental and physical health, and personality traits are vital antecedents for self-control. Previous studies suggest that conscientiousness and extraversion enhance self-control, whereas neuroticism hampers it. However, the link between personality and self-control has mostly been studied using a narrow conceptualization of self-control, as the ability to resist impulses, thus excluding initiatory self-control. Читать дальше...
by James Brooks, Karlijn van Heijst, Amanda Epping, Seok Hwan Lee, Aslihan Niksarli, Amy Pope, Zanna Clay, Mariska E. Kret, Jared Taglialatela, Shinya Yamamoto
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by Michael T. Light, Karl Vachuska
Disparities in life expectancy between Black and White Americans increased substantially during the COVID-19 pandemic. During the same period, the US experienced the largest increase in homicide on record. Yet, little research has examined the contribution of homicide to Black-White disparities in longevity in recent years. Using mortality data and population estimates, we conduct a comprehensive decomposition of the drivers of Black-White inequality in... Читать дальше...
by Chase B. Kimmel, Ivone de Bem Oliveira, Joshua W. Campbell, Emily Khazan, Jonathan S. Bremer, Kristin Rossetti, Matthew Standridge, Tyler J. Shaw, Samm Epstein, Alexandra Tsalickis, Jaret C. Daniels
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by Neil K. R. Sehgal, Ashwini R. Sehgal
BackgroundWhether and how much past slavery affects contemporary social and economic conditions in the United States is an area of active debate. Newly available data on which members of the United States Congress are descendants of slaveholders provides an opportunity to examine this topic. This study sought to determine the relationship between slaveholder ancestry and net worth among members of Congress.
MethodsTotal assets and liabilities... Читать дальше...
by Tatenda G. Mupfudze, Alina Martinez, Samantha M. Noreen, Darren E. Stewart, Jesse D. Schold, Laura Cartwright
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by Katherine Arrell, Nick J. Rosser, Mark E. Kincey, Tom R. Robinson, Pascal Horton, Alex L. Densmore, Katie J. Oven, Ram Shrestha, Dammar Singh Pujara
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by Mingshan Jia, Pasquale De Meo, Bogdan Gabrys, Katarzyna Musial
Network disruption is pivotal in understanding the robustness and vulnerability of complex networks, which is instrumental in devising strategies for infrastructure protection, epidemic control, cybersecurity, and combating crime. In this paper, with a particular focus on disrupting criminal networks, we proposed to impose a within-the-largest-connected-component constraint in a continuous batch removal disruption process.... Читать дальше...
by Markus Neuhäuser, Graeme D. Ruxton
Recently, it was recommended to omit tied observations before applying the two-sample Wilcoxon-Mann-Whitney test McGee M. et al. (2018). Using a simulation study, we argue for exact tests using all the data (including tied values) as a preferable approach. Exact tests, with tied observations included guarantee the type I error rate with a better exploitation of the significance level and a larger power than the corresponding tests after the omission of tied observations. Читать дальше...
by Dieudonne Hakizimana, Lauren E. MacDonald, Happy Tahirih Kampire, Mihigo Bonaventure, Mahlet Tadesse, Elijah Murara, Leila Dusabe, Leandre Ishema, Janna M. Schurer
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by Ján Antolík, Rémy Cagnol, Tibor Rózsa, Cyril Monier, Yves Frégnac, Andrew P. Davison
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by Chih-Chia Su, Zhemin Zhang, Meinan Lyu, Meng Cui, Edward W. Yu
The band 3 transporter is a critical integral membrane protein of the red blood cell (RBC), as it is responsible for catalyzing the exchange of bicarbonate and chloride anions across the plasma membrane. To elucidate the structural mechanism of the band 3 transporter, detergent solubilized human ghost membrane reconstituted in nanodiscs was applied to a cryo-EM holey carbon grid to define its composition. With this approach... Читать дальше...