Should You Use a Roth IRA to Save Up for a Home?

I read an interesting question from a new investor regarding whether it was better to invest for a home downpayment in a regular, taxable account or in a Roth IRA.  This is really an interesting question and worthy of an article.  As is usually the case with any personal finance question, the right answer depends on a lot of things.  But if I were forced to make a general statement, I would say, no.  Here’s why.

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