Hurricanes are big, swirling storms that form over warm ocean waters. They gather energy as warm, moist air rises up from the ocean’s surface. The ocean is getting warmer as the climate heats up.TheIntergovernmental Panel on Climate Change, a group of nearly 200 scientists who assess thousands of climate studies from around the world, has confirmed that climate change will likely deliver a future of more dangerous hurricanes.The very latest research suggests this future is already here.Here’s what climate science tells us about how hurricanes are changing:More frequent strong hurricanesIPCC scientists say that climate change is likely to make large storms more intense and frequent in the future.That doesn’t mean there will be more hurricanes every year. What it does mean is that stronger, Category 3-5storms, will occur more often.Preparing for the next hurricaneCan insurance save us from climate disasters?Recent studies suggest this is already happening. One study found the most damagi...